Plannery pays your creditors directly, so the loan funds go straight toward paying down your debt. That usually includes credit cards, banks, or other personal loans you choose to consolidate.
Plannery pays your creditors directly, so the loan funds go straight toward paying down your debt. That usually includes credit cards, banks, or other personal loans you choose to consolidate.
For example, if you roll in a Visa card with a $5,000 balance and a personal loan with $3,000 left, Plannery sends $5,000 and $3,000 directly to those creditors. Your balances drop to $0, giving you the fresh start you signed up for.
In most cases, Plannery sends payments straight to your creditors so you don't have to handle the funds. In other cases, we send the payoff amount to your bank account, and you then forward the payment to your creditor by ACH or check.
Most payoffs are completed within a few business days after you sign your loan agreement. You'll get confirmation of each payment. Depending on creditor processing times, some balances may take up to 7 to 10 business days to post. Interest may accrue during this period.
Plannery loans are meant for unsecured debts like credit cards, personal loans, and medical bills. They're not meant for secured debts such as mortgages or car loans, or for student loans. During your application, you'll see which debts qualify and decide which to include. Any debts you don't consolidate stay on your usual payment schedule.
Plannery offers a debt consolidation loan built exclusively for healthcare professionals. On average, qualified borrowers save $7,282 in interest, or lower their monthly payment by about $141.Ⓐ
Checking your rate takes under five minutes, costs nothing, and won't affect your credit score.
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