Transform shifts into workforce stability.

Plannery is an AI-powered financial platform that helps healthcare professionals transform their shifts into clear financial progress — while helping organizations improve retention and lower staffing costs.
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Financial stress is a hidden driver of turnover.
75%
of healthcare professionals experience daily financial stress.¹
61%
of nurses reported managing financial hardship by using savings/emergency funds, delaying major purchases, and/or relying more on credit cards.²
5x
Financially stressed employees are nearly 5x more likely to say personal finance issues have been a distraction at work, and they report lower engagement and higher intent to leave.³

Built for healthcare professionals.

1
Build a financial profile
We build a comprehensive financial profile of the employee so we understand where they stand.
2
AI powered guidance
Personalized guidance on the goals to focus on for their specific financial situation.
3
Connect shifts to financial goals
Plannery connects employees’ shifts and pay to clear financial goals, showing how day-to-day work translates into real progress.

Connecting advice to action.

DebtIQ
Pay down credit card debt at rates about 22% below the market average.Ⓜ Plannery pays your creditors directly and you repay straight from payroll.
Learn more →
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DebtIQ
Save $7,282 in interest on averageⒶ
Qualified healthcare workers get an APR about 22% below the market average.Ⓜ
We pay your creditors directly
Plannery clears your high-interest cards and loans, leaving one simple payment.
It comes out of your paycheck
Repayment comes from your paycheck by direct deposit, so payments happen automatically.
S
$7,282
average interest savedⒶ
ScoreIQ
See exactly what is driving your credit score, and the steps that move it.Ⓒ
Learn more →
Powered by
Equifax
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ScoreIQ
See what’s moving your score
A clear read on the factors affecting your Equifax VantageScore® 3.0.Ⓒ
Know what to do next
Specific steps, ordered by what would help most.
Track your progress
See how your score changes over time.Ⓒ
ShiftIQ
Where available
Watch each extra shift move the date you reach your goal closer
Learn more →
Powered by
ShiftWizard
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WHERE AVAILABLE
ShiftIQ
Your shifts, in the plan
Connect your schedule so Plannery can see the pay that’s actually coming.
See what an extra shift is worth
Pick up hours and watch your goal date move closer.
Your employees want Plannery.
67% more likely to stay with their employee if they offer financial wellness support.⁴
Over one-third of nurses were somewhat/very concerned about student loan debt, and nearly half said they lacked the information needed to take action.⁵
Nurses consistently report finances as a major concern—41% say family finances and debt are a top worry outside of work, and 19% said they were financially worse off than before COVID-19.⁶
Financial progress translates into ROI.
Turnover of healthcare professionals is strongly tied to burnout,

workload, staffing, and compensation.
PROBLEM
$61,110 average cost per bedside RN due to turnover with an estimated $3.9M–$5.7M annual loss per hospital.⁸
34% RNs who changed employers cited better pay/benefits as their primary reason, ahead of stress, staffing, management, and burnout.⁹
SOLUTION
76%
improvement in retention for employees using Plannery.⁷
See how much you can save on turnover costs.
How many employees do you have?
5,000 Employees
Partner testimonials
We have had an exceptional experience with Plannery here at Phoebe Putney Health System. Employees have actively given positive feedback on the impact and engagement has surpassed our expectations. The platform is so intuitive and easy to use. Our IT department informed us that implementation was seamless. We’re thrilled to work together to build financial wellness among our community.
ANTHONY LEWIS
Chief Human Resources Officer
Employee well-being is critical to our success. Plannery’s innovative solution helps our employees pay off student loans and credit card debt.
CINDY CRONKHITE
Executive Director of Human Resources
Their rapid product launch, hands-on approach with our staff, and the overwhelming employee engagement truly make Plannery a must-have benefit for our employees.
EARNIE DUTY
Human Resources Director
Employee testimonials

Customers
love
Plannery

Brittany, RN
Brittany
RN
Its been a game-changerⓈ
“Not only has it helped me pay off my debt and save money, but it makes everything simple with one easy payment that comes right out of my paycheck”
Julie F, RN
Julie F
RN
Simple setup, lower rate
“I feel way less stressed about the interest I was going to have to pay. Plannery helped me find a lower rate, and that made a big difference.”
Aizel, Nurse Supervisor
Aizel
Nurse Supervisor
More money each paycheck
“The savings have been life-changing, and because of this financial relief, I feel much more secure and less stressed about my finances.”
Contact us
Our team would love to talk to you!
Schedule a meeting
Need Help? Contact us Here
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eSign Agreement
Plannery Lending DisclosureⓁ
‍Not all applicants will qualify. Loans are subject to approval and verification of credit and employment information. Rates and terms are subject to change without notice. Loan amounts range from $1,050 to $21,000, with repayment terms from 12 to 60 months. Annual Percentage Rates (APRs) range from 13.13% to 30.61%, as of June 15, 2026, based on creditworthiness and other factors. State minimum lending laws may apply. Loan minimums vary by state. Applications are for loans offered, made by, decisioned and owned by FinWise Bank, a Utah chartered bank.
Equifax Optimal Path DisclosureⒸ
‍The credit score shown is your Equifax VantageScore® 3.0, provided solely by Equifax. It is not a score from any other credit bureau and may differ from scores used by lenders. Any projected score changes or recommendations are based on Equifax modeling. Actual results may vary, as your credit score is influenced by many factors that can change over time. This feature is intended to serve as a guidance tool only, not a guarantee or final determination of your credit standing.
Time and Money Saved for individual customerⓈ
‍Estimated savings are based on a comparison of customers existing obligations and assumes acceptance of their Plannery loan offer, along with consistent, on-time payments. Savings are not guaranteed and may vary based on individual repayment behavior.
Customer TestimonialsⓉ
‍Testimonials are provided by real customers. No compensation or incentives were given in exchange for their feedback.
Average time and money saved with PlanneryⒶ
‍Averages based on Plannery loan offers for all loans funded since May 2024-June 15, 2026, calculated against each borrower's existing debts paid at minimum payments. Faster payoff and lower monthly payment are alternative outcomes; the average payment reduction of $141.77 a month applies to the 57% who lowered their payment. Individual results vary.
Below Market RatesⓂ
‍Healthcare workers who qualify with Plannery get an APR about 22% lower than the market average, roughly 5.4 percentage points
Average based on Plannery quoted APRs for applicants since Q3 2025-June 2026  who received an offer, compared with LendingTree average all-offer APRs by credit tier (Q4 2025 marketplace data). APR includes interest and fees. Savings depend on credit profile and terms. Not all applicants qualify
Plannery as an employee benefitⒺ
‍Plannery is an optional program, not a recommendation from your employer. Your employer gets no financial benefit from employees applying for or being approved for Plannery.
Time to see offerⓆ
‍Based on Plannery web applications completed in a single session from April 2025 to June 2026 who reached an offer. The median time from selecting goals to viewing a loan offer was approximately 3.2 minutes, with about 78% viewing their offer within 5 minutes.
Referral ProgramⓇ
‍You and your referral each get a $5 e-gift card when they sign up free for the Plannery AI coach (soft credit check, no score impact; no loan required). New healthcare-worker referrals only. You earn $5 for each qualifying signup, US residents 18+, excluding Washington. Ends September 30, 2026. Full terms: Referral Program Terms.
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WHERE AVAILABLE
Designed for real work and lifestyle
Fee-free checking

Streamlined, fee‑free banking helps employees manage cash flow predictably, reducing money stress between paychecks.
Early pay

Paychecks arrive up to two days early, offering flexibility that can prevent absenteeism or turnover caused by financial pressure.
High-yield savings

A connected savings account with high‑yield returns builds long‑term security, encouraging financial confidence.
Sources
¹ Nursegrid 2024 Survey
² American Nurses Foundation. (2023, January 24). Three-year annual assessment survey: Nurses need increased support from their employer [Report]. ANA Enterprise.
³ PricewaterhouseCoopers LLP. (2023, January). PwC’s 2023 Employee Financial Wellness Survey.
⁴ Plannery Survey of Healthcare Professionals, 2023
⁵ American Nurses Foundation. (2023, January 24). Three-year annual assessment survey: Nurses need increased support from their employer [Report]. ANA Enterprise.
⁶ American Nurses Foundation. (2021, March 10). American Nurses Foundation releases comprehensive survey about nurses. American Nurses Association.
⁷ Customer data.
⁸ NSI Nursing Solutions, Inc. (2025). NSI National Health Care Retention & RN Staffing Report (PDF).
⁹ C., Kim, S., McCollum, M., & Tran, A. (2023, June). Understanding registered nurse turnover in the U.S.: New insights for a recurring problem (Research brief). Carolina Health Workforce Research Center, Cecil G. Sheps Center for Health Services Research, University of North Carolina at Chapel Hill.