Transform shifts into workforce stability.
Plannery is an AI-powered financial platform that helps healthcare professionals transform their shifts into clear financial progress—while helping organizations improve retention and lower staffing costs.
Book a demoI’m a clinician
Financial stress is a hidden driver of turnover.
75%
of healthcare professionals experience daily financial stress.¹
61%
of nurses reported managing financial hardship by using savings/emergency funds, delaying major purchases, and/or relying more on credit cards.²
5x
Financially stressed employees are nearly 5x more likely to say personal finance issues have been a distraction at work, and they report lower engagement and higher intent to leave.³
Built for healthcare professionals.
Plannery is designed around how your employees work,

get paid, and make financial decisions.
1. Build a financial profile

We build a comprehensive financial profile of the employee so we understand where they stand.
2. AI powered guidance

Provide customized and personalized guidance on the goals to focus on for their specific financial situation.
WHERE AVAILABLE
3. Connect shifts to financial goals

Plannery connects employees’ shifts and pay to clear financial goals-showing how day-to-day work translates into real financial progress.

Connect advice to action.

With our suite of solutions we help employees

translate advice into tangible actions.
Debt guidance. Lower-interest options to pay down high-interest debt.
Learn more
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Personal debt guidance
Save an average of $8000 in interest cost*
You could qualify for interest rates that are up to half of what other lenders charge.*
Direct pay to debtors
Plannery pays off your high interest and personal loan directly to creditors.
Direct deposit from payroll
Enroll in direct deposit to simplify loan payments.
Student loan help. Clear steps for government programs you may qualify for.
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Student loan help
Free personalized advice
See which government programs you could qualify for to reduce monthly payments and get loan forgiveness.
Step‑by‑step guidance
Clear instructions simplify a complex process, helping workers stay proactive instead of overwhelmed.
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Credit-building tips. Personalized actions to help improve your score.
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Credit building tips
Credit insights
Personalized insights on what is impacting credit score.
Personalized action plan
Personalized steps guide them toward improving their score.
Progress tracking 

Track progress towards your goal and see credit score improve over time.
Learn more
WHERE AVAILABLE
ShiftIQ. Track how your extra shifts speed up your progress.
Learn more
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WHERE AVAILABLE
ShiftIQ
Shift momentum
Employees feel rewarded as they see every extra shift accelerate their financial goals.
Main point
Tracking how extra hours translate into tangible outcomes boosts engagement and accountability.
Rewards mindset
When effort connects directly to progress, filling shifts becomes a positive and motivating choice, not a burden.
COMING SOON
Fee-free checking, early pay, high-yield savings, and a credit card designed for your work and lifestyle.
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COMING SOON
Designed for real work and lifestyle
Fee-free checking
Save an average of $8000 in interest cost*
You could qualify for interest rates that are up to half of what other lenders charge.*
Early pay
Paychecks arrive up to two days early, offering flexibility that can prevent absenteeism or turnover caused by financial pressure.
High-yield savings

A connected savings account with high‑yield returns builds long‑term security, encouraging financial confidence.
Credit card
Access to responsible credit tools supports healthier financial habits and reduces the reliance on high‑interest debt.
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Your employees want Plannery.
67% more likely to stay with their employee if they offer financial wellness support.⁴
Over one-third of nurses were somewhat/very concerned about student loan debt, and nearly half said they lacked the information needed to take action.⁵
Nurses consistently report finances as a major concern—41% say family finances and debt are a top worry outside of work, and 19% said they were financially worse off than before COVID-19.⁶
Financial progress translates into ROI.
Turnover of healthcare professionals is strongly tied to burnout,

workload, staffing, and compensation.
PROBLEM
$61,110 average cost per bedside RN due to turnover with an estimated $3.9M–$5.7M annual loss per hospital.⁸
34% RNs who changed employers cited better pay/benefits as their primary reason, ahead of stress, staffing, management, and burnout.⁹
SOLUTION
76%
improvement in retention for employees using Plannery.⁷
See how much you can save on turnover costs.
How many employees do you have?
5,000 Employees
Partner testimonials:
We have had an exceptional experience with Plannery here at Phoebe Putney Health System. Employees have actively given positive feedback on the impact and engagement has surpassed our expectations. The platform is so intuitive and easy to use. Our IT department informed us that implementation was seamless. We’re thrilled to work together to build financial wellness among our community.
ANTHONY LEWIS
Chief Human Resources Officer at Phoebe Putney Health System
At UNC Health Lenoir, we are proud to provide the community with compassionate and quality care – but we can’t do that without our great team of employees. Employee well-being is critical to our success. That’s why we are offering Plannery as a new benefit in 2024. Plannery’s innovative solution helps our employees pay off student loans and credit card debt. This program empowers them to bring their best selves to work by accelerating debt repayment and increasing financial gains!
CINDY CRONKHITE
Executive Director of Human Resources at UNC Health Lenoir
Their rapid product launch, hands-on approach with our staff, and the overwhelming employee engagement truly make Plannery a must-have benefit for our employees.
EARNIE DUTY
Human Resources Director at King’s Daughters
Employee testimonials:
Increased credit score 
by 110 points
“After the COVID-19 pandemic, I found myself shouldering some significant credit card debt. Then I came across Plannery: it has been life changing.”
Jason, PA-C
Monthly payments dropped from

$1,500 to $300
“Not only has it helped me pay off my debt and save money, but it makes everything simple with one easy payment — no stress, no hassle.”
Brittany, RN
Eliminated debt

45 months faster
“[B]ecause of this financial relief, I feel much more secure and less stressed about my finances. It definitely makes me more likely to stay here long-term.”
Jahira, BSN, RN
Contact us
Our team would love to talk to you!
Schedule a meeting
Need Help? Contact us Here
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eSign Agreement
Testimonials are provided by real customers. No compensation or incentives were given in exchange for their feedback.

The credit score shown is your Equifax VantageScore® 3.0, provided solely by Equifax. It is not a score from any other credit bureau and may differ from scores used by lenders. Any projected score changes or recommendations are based on Equifax modeling. Actual results may vary, as your credit score is influenced by many factors that can change over time. This feature is intended to serve as a guidance tool only, not a guarantee or final determination of your credit standing.

Savings estimate based on analysis of closed Plannery loans originated via the Nursegrid app. We compared the APR, term, and payment of customers’ existing debt (from credit bureau and lender data) to their new Plannery loan. ‘Over $8,000 in interest savings’ and ‘80 months shorter’ reflect average reductions across funded customers. When applicable, comparisons to personal loan alternatives use industry APRs by credit tier from Q1 2025 LendingTree data. Individual results may vary.

Based on Q1 2025 LendingTree data for personal loans by credit band. Comparison reflects Plannery’s lowest offered APR by credit tiers versus average APRs on LendingTree’s platform for similar tiers. Actual rates vary by applicant profile and are not guaranteed.
PLANNERY PERSONAL LOAN DISCLOSURES:
‍
For employees at a partner employer:
‍
Plannery is an optional program, not a recommendation from your employer. Your employer gets no financial benefit from employees applying for or being approved for Plannery.

For all prospective users of Plannery's lending product:

Not all applicants will qualify. Loans are subject to approval and verification of credit and employment information. Rates and terms are subject to change without notice. Loan amounts range from $1,000 to $20,000, with repayment terms from 12 to 60 months. Annual Percentage Rates (APRs) range from 12% to 31%, based on creditworthiness and other factors. State minimum lending laws may apply. Loan minimums vary by state.

Plannery is not a bank. Plannery is a financial technology company. Loans subject to approval and standard underwriting criteria. Applications are for loans offered, made by, decisioned and owned by FinWise Bank, a Utah chartered bank. Terms and conditions are subject to change without prior disclosure or notice.
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WHERE AVAILABLE
Designed for real work and lifestyle
Save an average of $8000 in interest cost*
Save an average of $8000 in interest cost*
You could qualify for interest rates that are up to half of what other lenders charge.*
Save an average of $8000 in interest cost*
Fee-free checking

Streamlined, fee‑free banking helps employees manage cash flow predictably, reducing money stress between paychecks.
Save an average of $8000 in interest cost*
Early pay

Paychecks arrive up to two days early, offering flexibility that can prevent absenteeism or turnover caused by financial pressure.
Save an average of $8000 in interest cost*
High-yield savings

A connected savings account with high‑yield returns builds long‑term security, encouraging financial confidence.
Sources
¹ Nursegrid 2024 Survey
² American Nurses Foundation. (2023, January 24). Three-year annual assessment survey: Nurses need increased support from their employer [Report]. ANA Enterprise.
³ PricewaterhouseCoopers LLP. (2023, January). PwC’s 2023 Employee Financial Wellness Survey.
⁴ Plannery Survey of Healthcare Professionals, 2023
⁵ American Nurses Foundation. (2023, January 24). Three-year annual assessment survey: Nurses need increased support from their employer [Report]. ANA Enterprise.
⁶ American Nurses Foundation. (2021, March 10). American Nurses Foundation releases comprehensive survey about nurses. American Nurses Association.
⁷ Customer data.
⁸ NSI Nursing Solutions, Inc. (2025). NSI National Health Care Retention & RN Staffing Report (PDF).
⁹ C., Kim, S., McCollum, M., & Tran, A. (2023, June). Understanding registered nurse turnover in the U.S.: New insights for a recurring problem (Research brief). Carolina Health Workforce Research Center, Cecil G. Sheps Center for Health Services Research, University of North Carolina at Chapel Hill.