How do you verify income and employment?

We verify your income and employment to make sure your loan is affordable and set up responsibly.

Digital verification (preferred)

In many cases, you can log into your payroll system through a secure portal. With your permission, we then confirm your paycheck amounts and employer info automatically, with no document uploads. Availability may depend on your employer's payroll provider.

Bank connection

You can securely connect your bank account using Plaid. We verify your income by reviewing actual paycheck deposits, which is especially helpful if you get paid into more than one account.

Through your employer

If your hospital or healthcare employer partners with Plannery, we verify your income and role directly with them. No extra steps for you.

Documents, if needed

If digital options aren't available, we may ask for recent pay stubs, an offer letter, or an employment verification letter.

Multiple jobs and income types

Many healthcare workers have more than one job. We'll verify each source. Wages, self-employed income, stipends, or guaranteed bonuses can all be included. Income that cannot be reliably verified, such as irregular bonuses, may not be considered.