We're building the financial health of healthcare professionals
Our caretakers experience a unique financial journey. We’re here for them.
Healthcare professionals, physicians, nurses and allied health professionals experience a unique financial journey. Years of education and training prepare caretakers to serve our communities – but also puts them one step behind financially.

Despite high incomes, debt poses a major hurdle for America’s 22 million healthcare professionals, 79% of whom carry student loans and 68% of whom carry personal loans. This debt lowers credit scores and pushes much of our healthcare workforce to the frays of the mainstream financial system.

Plannery exists to change that.
Giving credit where credit is due
Plannery is the financial wellness platform for healthcare professionals.

We unlock $8,000 in average annual savings by helping our caretakers pay off personal loans so they can start saving for their future. 


Healthcare professionals represent the most stable and in-demand subset of the workforce – Plannery leverages this in tandem with payroll-linked technology to reduce the risk on loans for these healthcare professionals. Then, we pass on savings to clinicians.
Our mission is to help clinicians focus on their patients, not stress about their finances.
Meet Our Team
We bring together experts from finance, healthcare and technology.
Krish Gopalakrishnan
FOUNDER & CEO
in
Francisco Reynolds
ENGINEERING
in
Dillon Van Auken
OPERATIONS
in
John Casas
ENGINEERING
in
Juan Carlos Gularte
ENGINEERING
in
Jazmine Townes, MSN, CMM
NURSE ADVISOR, CUSTOMER SUCCESS
in
Our Advisors
David Jones
HEALTHCARE HR LEADER
StanFORD, KaISER PERMANENTE
John Danaher
CLINICAL ADVISOR
Elsevier, WebMD
We're Here to Help!
Our friendly staff are available to answer questions and guide you through your financial journey.
Need Help? Contact us Here
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Plannery Lending Disclosure
Not all applicants will qualify. Loans are subject to approval and verification of credit and employment information. Rates and terms are subject to change without notice. Loan amounts range from $1,050 to $21,000, with repayment terms from 12 to 60 months. Annual Percentage Rates (APRs) range from 13.13% to 30.61%, as of June 15, 2026, based on creditworthiness and other factors. State minimum lending laws may apply. Loan minimums vary by state. Applications are for loans offered, made by, decisioned and owned by FinWise Bank, a Utah chartered bank.
Equifax Optimal Path Disclosure
The credit score shown is your Equifax VantageScore® 3.0, provided solely by Equifax. It is not a score from any other credit bureau and may differ from scores used by lenders. Any projected score changes or recommendations are based on Equifax modeling. Actual results may vary, as your credit score is influenced by many factors that can change over time. This feature is intended to serve as a guidance tool only, not a guarantee or final determination of your credit standing.
Time and Money Saved for individual customer
Estimated savings are based on a comparison of customers existing obligations and assumes acceptance of their Plannery loan offer, along with consistent, on-time payments. Savings are not guaranteed and may vary based on individual repayment behavior.
Customer Testimonials
Testimonials are provided by real customers. No compensation or incentives were given in exchange for their feedback.
Average time and money saved with Plannery
Averages based on Plannery loan offers for all loans funded since May 2024-June 15, 2026, calculated against each borrower's existing debts paid at minimum payments. Faster payoff and lower monthly payment are alternative outcomes; the average payment reduction of $141.77 amonth applies to the 57% who lowered their payment. Individual results vary.
Below Marketing Rates
Healthcare workers who qualify with Plannery get an APR about 22% lower than the market average, roughly 5.4 percentage points
Average based on Plannery quoted APRs for applicants since Q3 2025-June 2026  who received an offer, compared with LendingTree average all-offer APRs by credit tier (Q4 2025 marketplace data). APR includes interest and fees. Savings depend on credit profile and terms. Not all applicants qualify
Plannery as an employee benefit
Plannery is an optional program, not a recommendation from your employer. Your employer gets no financial benefit from employees applying for or being approved for Plannery.
Time to see offer
Based on Plannery web applications completed in a single session from April 2025 to June 2026 who reached an offer. The median time from selecting goals to viewing a loan offer was approximately 3.2 minutes, with about 78% viewing their offer within 5 minutes.