Make your paycheck go farther.

You could save $7,282 in interest and pay off debt 4.6 years faster with a Plannery debt consolidation loan.Ⓐ
See Your Savings
Built exclusively for healthcare professionals
Under 5 minutes to see your plan
Ⓠ
Checking your rate won’t affect your credit score

You work hard for others. Let us take care of you.

Plannery is built exclusively for healthcare professionals — and building for one profession is what lets us say yes more often, and at a better rate.
580+
credit score floor
Broader approval than most lenders offer, because we underwrite for one profession.Ⓛ
22%
lower interest, on average
Compared with what other lenders quote the same credit tier.Ⓜ
Personalized Coaching
included at no cost
Guidance built around healthcare pay, to keep you on track after the loan is funded.

Paying off debt with Plannery is easy as 1-2-3

1
See what you qualify for
Sign up and customize your plan around what works for you - a faster payoff, or a lower monthly payment.
2
We pay off your debts
Plannery pays your balances directly to the banks and financial institutions you owe.
3
Direct deposit from payroll
Repay Plannery automatically from your paycheck. One payment, nothing to remember.

Customers
love
Plannery

Brittany, RN
Brittany
RN
$1,500 → $300 a month
“Not only has it helped me pay off my debt and save money, but it makes everything simple with one easy payment — no stress, no hassle.”
Julie F, RN
Julie F
RN
Simple setup, lower rate
“I feel way less stressed about the interest I was going to have to pay. Plannery helped me find a lower rate, and that made a big difference.”
Aizel, Nurse Supervisor
Aizel
Nurse Supervisor
More money each paycheck
“The savings have been life-changing, and because of this financial relief, I feel much more secure and less stressed about my finances.”

Secure, private, and built for healthcare.

Built exclusively for healthcare professionals
Healthcare careers start late and start in debt, and a credit score rarely reflects the earning power that follows. Plannery lends only to healthcare workers, so that’s the profile we’re built to underwrite.
Payroll direct deposit is what keeps your rate low
Your payment comes straight out of your direct deposit, and that reliability is why Plannery can offer an APR below the market average.Ⓜ All your payroll team sees is another account your pay is split to — not a loan, a balance, or a payment.
Your data is protected with bank-level security
Your information is encrypted and handled under the same security protocols banks use.

Make progress today.

See Your Savings
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eSign Agreement
Plannery Lending DisclosureⓁ
‍Not all applicants will qualify. Loans are subject to approval and verification of credit and employment information. Rates and terms are subject to change without notice. Loan amounts range from $1,050 to $21,000, with repayment terms from 12 to 60 months. Annual Percentage Rates (APRs) range from 13.13% to 30.61%, as of June 15, 2026, based on creditworthiness and other factors. State minimum lending laws may apply. Loan minimums vary by state. Applications are for loans offered, made by, decisioned and owned by FinWise Bank, a Utah chartered bank.
Equifax Optimal Path DisclosureⒸ
‍The credit score shown is your Equifax VantageScore® 3.0, provided solely by Equifax. It is not a score from any other credit bureau and may differ from scores used by lenders. Any projected score changes or recommendations are based on Equifax modeling. Actual results may vary, as your credit score is influenced by many factors that can change over time. This feature is intended to serve as a guidance tool only, not a guarantee or final determination of your credit standing.
Time and Money Saved for individual customerⓈ
‍Estimated savings are based on a comparison of customers existing obligations and assumes acceptance of their Plannery loan offer, along with consistent, on-time payments. Savings are not guaranteed and may vary based on individual repayment behavior.
Customer TestimonialsⓉ
‍Testimonials are provided by real customers. No compensation or incentives were given in exchange for their feedback.
Average time and money saved with PlanneryⒶ
‍Averages based on Plannery loan offers for all loans funded since May 2024-June 15, 2026, calculated against each borrower's existing debts paid at minimum payments. Faster payoff and lower monthly payment are alternative outcomes; the average payment reduction of $141.77 amonth applies to the 57% who lowered their payment. Individual results vary.
Below Marketing RatesⓂ
‍Healthcare workers who qualify with Plannery get an APR about 22% lower than the market average, roughly 5.4 percentage points
Average based on Plannery quoted APRs for applicants since Q3 2025-June 2026  who received an offer, compared with LendingTree average all-offer APRs by credit tier (Q4 2025 marketplace data). APR includes interest and fees. Savings depend on credit profile and terms. Not all applicants qualify
Plannery as an employee benefitⒺ
‍Plannery is an optional program, not a recommendation from your employer. Your employer gets no financial benefit from employees applying for or being approved for Plannery.
Time to see offerⓆ
‍Based on Plannery web applications completed in a single session from April 2025 to June 2026 who reached an offer. The median time from selecting goals to viewing a loan offer was approximately 3.2 minutes, with about 78% viewing their offer within 5 minutes.
Referral ProgramⓇ
‍You and your referral each get a $5 e-gift card when they sign up free for the Plannery AI coach (soft credit check, no score impact; no loan required). New healthcare-worker referrals only. You earn $5 for each qualifying signup, US residents 18+, excluding Washington. Ends September 30, 2026. Full terms: Referral Program Terms.