Plannery Reviews
Evelyn
Mental Health Professional
I was very fortunate to find Plannery. I was nervous about online loans but they are professional and trustworthy!

They worked with me to find a solution to paying off 3 separate high interest loans into one.
Consolidating these to one payment is saving me $$$.

The process was straightforward quick and easy. I was surprised how fast I got the money and they were so helpful and patient walking me through every step and explaining everything. I would highly recommend them.
Amy
CNA
I am a healthcare worker who, not only was knee deep working throughout the pandemic, I also lost my mother to Covid.

Yes - my finances took a hit, when I took over helping with my father. I didn’t get all that “free money” for staying home or hazard pay…
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And as a single mother, working on getting her credit score back up, no one but payday loan companies that charge up to, or more than 700% interest for a small loan are even willing to help.

The team at Plannery are willing to look beyond your credit score and work with you. I will forever be a fan of them and would recommend them to anyone in the Healthcare community that needs just a little help to get things back on track!!
Communication with everyone and ease of application is amazing and I wish everyone had the customer service that they do!! 300% recommend doing business with them!!
Christie
Registered Nurse
Plannery gave me the opportunity to start my debt free journey. They were very pleasant and took the time listen to what I needed to start my debt free journey.

The process was very quick and smooth. I would definitely recommend this company to anyone in healthcare looking to become debt free. Thanks Plannery
Amal
Occupational Therapist
The Plannery team was very professional and helpful in explaining the loan process. Would definitely recommend Plannery.
Megan
Administrator
I was really surprised and grateful to find that Plannery is dedicated to healthcare professionals, and that it provides such a personal and accessible experience.

It's a huge relief to have the ability to regain control of my finances and to not feel judged or belittled during the process.
Desiree
Registered Nurse
The concept is brilliant. Loans for Nurses and medical staff. This demographic has a commitment to work until the work is complete. Creating change in the lives of our patients. It's our training, our passion.

The application process was effortless. My phone contact, Krish, could not have been more charming and helpful. He made me feel that getting my loan approved was the most important part of his day. I had a number of high interest loans that I have paid off.

Don't sleep on this heroes. I am so happy that I didn't!!
Jason
PA-C
Plannery has given me a second chance. After battling through the financial challenges of the COVID19 pandemic, I found myself shouldering some significant credit card debt. My credit score tumbled. My options for personal loans were very limited.

Then I came across Plannery. Give their unique repayment plan, they were able to offer me 2 personal loans at approximately 20% less interest than other banking platforms had qualified me for. It has been life changing. I’m so thankful to have a rising credit score, and a plan to be debt free in 3 years.
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The customer service is top tier. I feel like I am more than just a customer. Thank you, Plannery.
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Plannery Lending DisclosureⓁ
‍Not all applicants will qualify. Loans are subject to approval and verification of credit and employment information. Rates and terms are subject to change without notice. Loan amounts range from $1,050 to $21,000, with repayment terms from 12 to 60 months. Annual Percentage Rates (APRs) range from 13.13% to 30.61%, as of June 15, 2026, based on creditworthiness and other factors. State minimum lending laws may apply. Loan minimums vary by state. Applications are for loans offered, made by, decisioned and owned by FinWise Bank, a Utah chartered bank.
Equifax Optimal Path DisclosureⒸ
‍The credit score shown is your Equifax VantageScore® 3.0, provided solely by Equifax. It is not a score from any other credit bureau and may differ from scores used by lenders. Any projected score changes or recommendations are based on Equifax modeling. Actual results may vary, as your credit score is influenced by many factors that can change over time. This feature is intended to serve as a guidance tool only, not a guarantee or final determination of your credit standing.
Time and Money Saved for individual customerⓈ
‍Estimated savings are based on a comparison of customers existing obligations and assumes acceptance of their Plannery loan offer, along with consistent, on-time payments. Savings are not guaranteed and may vary based on individual repayment behavior.
Customer TestimonialsⓉ
‍Testimonials are provided by real customers. No compensation or incentives were given in exchange for their feedback.
Average time and money saved with PlanneryⒶ
‍Averages based on Plannery loan offers for all loans funded since May 2024-June 15, 2026, calculated against each borrower's existing debts paid at minimum payments. Faster payoff and lower monthly payment are alternative outcomes; the average payment reduction of $141.77 amonth applies to the 57% who lowered their payment. Individual results vary.
Below Marketing RatesⓂ
‍Healthcare workers who qualify with Plannery get an APR about 22% lower than the market average, roughly 5.4 percentage points
Average based on Plannery quoted APRs for applicants since Q3 2025-June 2026  who received an offer, compared with LendingTree average all-offer APRs by credit tier (Q4 2025 marketplace data). APR includes interest and fees. Savings depend on credit profile and terms. Not all applicants qualify
Plannery as an employee benefitⒺ
‍Plannery is an optional program, not a recommendation from your employer. Your employer gets no financial benefit from employees applying for or being approved for Plannery.
Time to see offerⓆ
‍Based on Plannery web applications completed in a single session from April 2025 to June 2026 who reached an offer. The median time from selecting goals to viewing a loan offer was approximately 3.2 minutes, with about 78% viewing their offer within 5 minutes.
Referral ProgramⓇ
‍You and your referral each get a $5 e-gift card when they sign up free for the Plannery AI coach (soft credit check, no score impact; no loan required). New healthcare-worker referrals only. You earn $5 for each qualifying signup, US residents 18+, excluding Washington. Ends September 30, 2026. Full terms: Referral Program Terms.