Basic identification, your employment details, and your debts. You do not need all of it just to check your options, and most people finish the whole application in under 15 minutes.
Applying is straightforward. You'll provide some basic details up front, and we'll guide you step by step.
Full name, date of birth, permanent address (no PO Boxes), phone, email, and your Social Security Number or ITIN. The USA PATRIOT Act requires us to verify this information for all applicants.
Your employer's name, your role, and how long you've worked there. We may also ask for your work email or employee ID. If you have more than one job or source of income, you can share those too.
In many cases we can verify income automatically. If not, we may ask for recent pay stubs or an offer letter.
With your permission, we review your credit report to see what debts you have, how much you owe, and who your creditors are. This helps us create a personalized plan for you.
You'll securely link your account using Plaid so we can confirm deposits and build your loan offer. If you choose not to use Plaid, alternative verification such as uploading bank statements may be available.
Sometimes we'll ask for a copy of your professional license or certification.
You don't need all of this just to check your options. Before final approval, we'll verify identity, income, and debts.
Plannery offers a debt consolidation loan built exclusively for healthcare professionals. On average, qualified borrowers save $7,282 in interest, or lower their monthly payment by about $141.Ⓐ
Checking your rate takes under five minutes, costs nothing, and won't affect your credit score.
See what you qualify for