You check your options with a soft credit pull, choose which debts to include, and Plannery pays those creditors directly. You then repay one fixed amount straight from your paycheck.
Instead of juggling multiple credit cards and loans with different rates and due dates, you roll them into one plan with one fixed payment and a clear finish line.
Share some basic info and consent to a soft credit pull. Plannery creates a plan showing how much you could borrow, your rate, your term, your payment, and your potential savings. This is a soft inquiry and does not affect your credit score.
See which debts we can help you pay off, and pick the ones you want to include. You'll see a side-by-side comparison of your current path versus the Plannery plan.
Finalize your application with our partner bank, FinWise Bank, a Utah chartered bank. We verify details like income and employment. A hard inquiry is required at this stage and may affect your credit score.
Once approved, Plannery pays your chosen creditors directly. You don't have to send payments yourself.
Your loan payment comes straight from your paycheck. If you change jobs, we'll guide you through updating it.
Track your progress in your dashboard. You can make extra payments with no fees or penalties.
Repayment terms run from 12 to 60 months.Ⓛ Not all applicants will qualify.
Plannery offers a debt consolidation loan built exclusively for healthcare professionals. On average, qualified borrowers save $7,282 in interest, or lower their monthly payment by about $141.Ⓐ
Checking your rate takes under five minutes, costs nothing, and won't affect your credit score.
See what you qualify for