You see a preliminary offer within seconds. If you move forward, we verify your details, you set up repayment, sign your agreement, and Plannery pays your creditors directly.
Within seconds of applying and consenting to a soft credit check, you'll usually see an estimated loan amount, interest rate, term, and projected savings. Most people reach this point in under five minutes.Ⓠ
If you decide to finalize your application with our partner bank, FinWise Bank, a hard inquiry is required and may affect your credit score. You may be asked to upload a pay stub or connect your bank. This step can take from a few seconds to a couple of days.
You'll receive a unique account and routing number to enter in your employer's payroll system, so payments come directly from your paycheck.
Once everything checks out, you'll receive your final approval and official loan agreement by secure email link. Review the terms, then sign online. Offers may expire if left open too long.
Plannery sends funds directly to your creditors. Most balances clear within a few business days. You remain responsible for payments on your existing debts until you receive confirmation they have been paid in full.
Your payment comes out of your paycheck automatically. You can log in anytime to see your balance and upcoming payments.
Plannery offers a debt consolidation loan built exclusively for healthcare professionals. On average, qualified borrowers save $7,282 in interest, or lower their monthly payment by about $141.Ⓐ
Checking your rate takes under five minutes, costs nothing, and won't affect your credit score.
See what you qualify for
