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PLANNERY PERSONAL LOAN DISCLOSURES:
Individual borrowers must US resident, be at least 18 years old, have a valid social security number and be employed in a verifiable healthcare practice. All loans are subject to credit review and approval. A soft enquiry is only visible to you and does not affect your score. A hard enquiry can impact your credit score.
Your actual rate depends upon credit score, loan amount, loan term, verified income, and state of residence. Not all applicants will qualify for the full amount. Loans are offered in: FL, GA and NC only. Our mailing address is: Plannery Inc 3790 El Camino Real #529 Palo Alto, CA 94306.
We user payroll integration to verify your employment, income and set up payroll deduction through our integration. Plannery is not a recommendation from your employer. Your employer does not benefit financially from this service.
Our loan amounts vary between $3,000 and $15,000 in GA and between $2,000 and $15,000 in FL and NC. Interest Rates vary from 7.99% to 17.99% in GA and FL and between 7.99% and 15.99% in NC. Apart from state mandated fees, the only compulsory fee we charge is a 1% origination fee which is calculated as a percent of the approved loan amount.
Banking services associated with our services are provided by Emprise Bank, Member FDIC. Your transactions will be processed through an FBO account held by Emprise Bank for the benefit of our customers. We will provide you a monthly summary statement that describes your transactions. Your deposit balances held at Emprise Bank are insured by the Federal Deposit Insurance Corporation (FDIC) for up to the legal limit (currently $250,000 for each category of legal ownership). Emprise Bank supports the program in accordance with applicable law.